Swabhimaan Finance Pvt Ltd

Message from MD & CEO

Dear Members of the Swabhimaan team,

Since its establishment year 2020, the organization is constantly moving towards new heights of success. Steadily increasing the business is possible only due to the tireless efforts of all the personnel for which all of you deserve congratulations. I appreciate the effort of every employee. We are proud that we are catering to the economic needs of the rural population and two important programs of the government play an important role in poverty alleviation and rural employment generation. They are playing a leading role in the upliftment of society. To get new business and maintain the quality of old business, we will contact customers. It is important to stay connected and stay connected so that we trust our customers. We focus our full attention on the debt recovery process along with increasing the quality of business. It also has to be constantly effective. We are expanding, our branches, and recruiting new personnel. They are also meeting the shortage of numbers. The staff is paying special attention to the facilities which will be fixed in the coming time. Will be reflected in the form. Let us all work together to achieve the set goal from time to time, and Emerge as a winner. The company’s good results include the interest of all of us. With our heartiest congratulations to all the employees and their families. Greetings, .

Vision, Mission and Culture

Our Vision

Swabhimaan provides access to banking and financial services to the underprivileged section of the society in CASHLESS and PAPERLESS manner to all its customers in to

Micro Finance Segment

IL segment

Green Finance segment

Affordable Housing segment

So, Swabhimaan becomes their trusted Financing partner.

Our Mission

Swabhimaan is on the mission of taking banking & financial services to the every needy person by using technology By leveraging on technology, Swabhimaan will reach to people in every

District,

Tehsil / Taluka,

Village

of the country and serve them financial services .

About Us

Swabhimaan Finance Pvt. Ltd.

Inclusive micro, agriculture & livelihood finance since 2021

Registered under Companies Act, 2013

Our Company

Delivering doorstep financial services to entrepreneurs and rural communities

Swabhimaan provides micro, agriculture, livelihood and enterprise loans, credit-linked insurance and both individual & group savings — all at our members' doorstep, in partnership with banks.

Promoters: Professionals with deep experience in banking and microfinance committed to inclusive growth.

Loan range: ₹26,000 – ₹65,000.

200+ Branches: Across UP, Bihar, Uttarakhand, MP, Rajasthan, Haryana & Jharkhand.

Started from — 2021 : Across UP, Bihar, Uttarakhand, MP, Rajasthan, Haryana & Jharkhand.

100+ Planned: Expansion planned into Chhattisgarh, Gujarat, Odisha & Maharashtra.

We operate as a Business Correspondent for Jana Small Finance Bank offering group & agri loans (₹26,000–₹65,000 ticket size). Our team is promoted by banking & MFI professionals committed to financial inclusion.

Mission: Focus solely on lending to income-generating entrepreneurs — following RBI guidelines — to shape a more inclusive society..

Company’s Culture

“PRIDE” Culture.

Productivity –

To complete the assignments within the stipulated timeline will be our culture.

Respect –

Respect for every customer and colleague will be part of our culture.

Integrity –

Choosing right over
wrong always will be in our culture.

Discipline –

Following the rules and adhering to the process will be part of our culture.

Excellence –

Giving our best every time on everything we do is part of our culture .

Company’s Philosophy

“Make the CUSTOMER HAPPY with every transaction” .

Founder and Directors

Karunesh Nigam

MD & CEO

18+ years of experience as Technology, Consulting and Banking & Finance in Asia, Europe and Americas

Leadership and Management Experience of more than a decade

Have been part of the core team, which set up Jana SFB

Studied MBA from Nanyang Business School, Singapore and MIT Sloan and The Wharton School, UPenn., USA

Arti Bajpai

Director

15+ years of experience in corporate and academics, including start-ups in Bangalore, Delhi NCR and Pune

Qualified for civil services exam conducted by UPSC.

In her last assignment, she taught science and management subjects

Key Operational Statistics

Overview — States, Districts, Branches and Customers (live counters).

States : Total number of states covered.

Districts : Total operational districts

Branches : Active branches across regions

Customers : Total customers served

LEADERSHIP TEAM

Vijay Baliyan (Head – Business)
25+ years of exp. in MFIs and Banks

Arvind Kumar (Head – Finance)
15+ years of exp. MFIs and Banks

Dinesh Arya (Head – Operations)
15+ years of exp. in MFIs and NBFCs

Sandeep Singh (Lead- HR)
10+ years of exp. in MFIs and NBFCs

Ravi Sharma (Lead – Learning and Development)
10+ years of exp. in MFIs and NBFCs

Shariq Faiz (Lead - Audit)
10+ years of exp. in MFIs and NBFCs

Advisors

Manoj K Sharma is Managing Director at MSC (formerly Micro Save) and manages the Asia and East Africa operations. He has been working in the field of development finance for more than 25 years Manoj has extensive experience in digital channels for financial inclusion, agent-based outreach channels, risk and fraud management, and client protection issues in a digitized world Manoj has also been supporting the move towards digitization of government benefits and direct cash transfers to target customer segments His interest lies in financial inclusion, more specifically in the development of innovative products and in technology-based delivery channels to enable sustainable delivery of financial services to be to low-income segments, especially women Prior to MSC, Manoj worked at the Small Industries Development Bank of India (SIDBI) focused on its micro-enterprise portfolio

Manoj K Sharma

Managing Director - MSC

Sudhir is a veteran banker, who runs UP MFI Association (UPMA). He has more than 40 years of Banking Experience He has worked in various part of the country and in various capacities at senior level. He has seen banking transition from physical to digital He is champion and advocate of MFI sector on various forums and works closely with government, SROs (MFIN and Sa-Dhan) and the RBI and raises issues and concerns of MFI to them and enforces COC from the SROs on MFI Prior to UPMA, Sudhir worked with Union Bank of India focusing on retail and rural banking and saw the transition from in physical banking to digital banking.

Sudhir Sinha

CEO - UP Microfinance Association

Contact Us

Get Started Today : Reach out with any questions or to set up a meeting to discover the best path

Contact Info :

Swabhimaan Finance Pvt Ltd
ML Plaza | Dewa Road ,Matiyari
Lucknow| Uttar Pradesh 226028